Local Buying Tips
Buying a home is an exciting process. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. All of our associates are proud to be Coshocton Board of Realtor members and serve our community. Our services and experience range from financial aid to helping you find the home that best suits you and your family. We pride ourselves on repeat business and hope you'll come to understand why.
As Your Agent, We Will:
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing available
- Ensure that you don’t over pay for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, and the local economy.
Before You Start Looking For Your New Home:
- Check your credit rating. Straighten out any errors before it’s too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
Closing Costs to Expect:
- Lender feesinclude charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party feesinclude charges for insurance, title search, and other inspections such as termites.
- Government feesinclude deed recording and state & local mortgage taxes.
- Escrow and interest feesinclude homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage
